Monday, June 15, 2015

Is my portfolio beating the index?




Name
Shares
Average price
1
Singtel
1000
3.52
2
StarHub
1000
4.05
3
M1
3000
3.63
4
CapitaMall Trust
2000
1.95
5
Parkway Life
2000
2.34
6
UOB
100
23.05
7
SATS
4000
3.11
8
Sembcorp Industries
1000
4.56
9
Vicom
500
6.04
10
Sheng Siong
4000
0.68
11
Old Chang Kee
2000
0.87
12
Thai Beverage
2000
0.46
13
Raffles Medical
1000
3.85

Expected Annual Dividends:
$2,637 ($220/month)
Dividend Yield: 4.34%
Unrealised gain: $2,614, 4.47%
Sectors: Telco, REIT, Banks, Aviation, O&G, Consumer products, Healthcare

STI Index (ES3):
Dividend Yield: 2.74%
Unrealised gain: flat (2 Jan $3.41, 12 Jun $3.38)


Short term goal
  1. Grow annual dividend to $3,600 ($300/month).
  2. Increase dividend yield to 5.00%
Strengths: 
  1. Diversified sectors, mixed of cyclical and resilient businesses. 
  2. Focus on strong balance sheets, superb management who has proved its worth and great cash generating abilities.
  3. Pick the front runners of the industry.
  4. At least my returns beat the index (phew!)
Risks:
  1. Heavy businesses susceptible to government regulations: Telcos, Banks, REITs.
  2. Wide spread of investments = risk of over diversification/ tracking the returns of STI Index.
  3. Cyclical Businesses: Banks, Real Estate/REIT, O&G, Aviation.
Star of the portfolio:
Thai Beverage    - 68% capital gain
Sheng Siong      - 30% capital gain
Singtel                - 20% capital gain (Dividend stocks can grow too! =D )
Raffles Medical  - 16% capital gain

Monitoring:
M1 -  Wasn't disciplined and got carried away while increasing my stake (at a high price) with M1 during the graceful correction. Q2 results expected to outperform Singtel & StarHub. I wished management would reignite their interest in diversifying to the TV segment and make their MiBox blossom. I mean, come on, they could possibly bring in Netflix? (Long shot).

Sembcorp Industries - Watching out for the outcome from Brazil. Oil prices are stabilising. However, risk of over supply of rigs in 2016.
Utilities will see further weakness from Singapore during the current FY, slightly mitigated by India's contribution. The latter's contribution will outpace Singapore's share in the coming years.

Old Chang Kee - I STILL LOVE THEIR CURRY O & CHICKEN WINGS!! But still, watching closely at their rising costs and plans to control them.


What other strengths and weaknesses can be found from my portfolio?

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