August has been a good month!

What changed?

• Monthly dividend at $338/month
• Dividend yield maintained at 4.40%
• No sale or purchase of shares

My star performers in percentage terms

Current month

• SATS @ +55.93%
• Sheng Siong @+46.25%
• Colex @+44.95%

Last month

• SATS @ +42.43%
• Sheng Siong @+37.89%
• Colex @+34.04%

SATS & SS soared during this month as evident above!

Next steps
Like DK, I will continue to "Future proof" my current holdings. I'm also continuing my focus on counters that will perform on good and bad times.

1. Healthcare (Plife, RMG)
2. Data and infocom (ST, SH, M1)
3. Supermarkets (SS)
4. Cleaning/Stewarding (Advancer, Colex)

Unfortunately, I was unable to accumulate Parkway Life when prices retreated early this week. It has since climbed back up. Hope to accumulate soon!

Relook at my portfolio after a 6 months hiatus!

What changed?

• Monthly dividend increased 19% to $328 (from $284 back in Jan 2016)
• Dividend yield maintained steady at 4.40%
• SOLD: SIIC and Old Chang Kee (previously small holdings)
• BOUGHT more DBS, Raffles Medical and Sheng Siong
• BOUGHT Accordia Golf Trust and Advancer Global 

What was my goal back then?

The goal was to increase my monthly dividend to $300. Seems like I've met it! Next goal, $500!

Basically, there was not much trading done

I managed to get Advancer Global during IPO as the fundamentals were good and valuations were cheap. 

Sold off for 70% profit during the first day and bought them again when prices started to fall. I'm now holding it for long term.

RMG was accumulated as the market wasn't loving it after the "lacklustre" results stemming from Holland Village's pre-startup costs.

My star performers in percentage terms

• SATS @ +42.43%
• Sheng Siong @+37.89%
• Colex @+34.04%

Colex earnings should be released in a few weeks time, and I'm looking to further accumulate before the earnings announcement if the price is right!

What stocks to look for and 2015 report card.

	Name	Portfolio %	Average price ($)	Div Yield on cost
1	Singtel	14.42%	3.70	4.73%
2	M1	14.18%	3.63	5.20%
3	Raffles Medical	9.11%	4.13	1.09%
4	SATS	8.57%	3.11	4.50%
5	Parkway Life	6.45%	2.34	4.83%
6	Sembcorp Industries	6.28%	4.56	3.51%
7	Colex	5.83%	0.321	1.56%
8	StarHub	5.58%	4.05	4.94%
9	Design Studio	5.44%	0.54	12.01%
10	CapitaMall Trust	5.36%	1.95	5.59%
11	Vicom	4.16%	6.04	4.35%
12	Sheng Siong	3.56%	0.68	4.48%
13	UOB	3.18%	23.05	3.90%
14	Perennial Bond	2.68	$1.00	4.65%
15	DBS	2.38%	23.06	3.38%
16	Old Chang Kee	2.32%	0.87	1.73%
17	SIIC Environment	1.34%	0.20	0%


Expected Annual Dividends: $3,407 ($284/month)

Dividend Yield: 4.43%

Actions during Dec 15:

Bought Parkway Life REIT when the price corrected slightly.

• Resilient: Will not be significantly affected by any global recession and the likes
• Gives me a piece of mind when I sleep!!

Others:
The STI fell to 15% during 2015 while my portfolio was down 0.03% (including capital gains and dividends received). January 2016 didn't start off too well, with many of the stocks falling drastically.

That just screams "BUFFET" to me. I'm standing on the sides, looking closely and waiting for my target price before pouncing onto some stocks.

Targets: 

• Singtel - for its resilient nature and stable dividends
• Parkway Life (again) - if prices fall even more
• CMT - I'll look at it if it corrects more. I've to factor in the loss of Funan contribution in 2016.
• DBS - ONLY if it shows sign of bottomming. Yes the valuations of DBS is very enticing now, but low can always become lower. Banks are the most hit when the commodity rout goes too force. Never be too complacent and always have sufficient margin of safety.
• Sheng Siong - It'll have to go lower than the band of $0.82-0.85 for me to scoop more. I love the defensive nature and growth story though.

Past performance is a good guide but never a representation of future performance. So don't say things like "P/B is now as low as 2011, it'll never go lower".

LGRT Nov 15 Report Card - STI continues downward fall

	Name	Portfolio %	Average price ($)	Div Yield on cost
1	Singtel	15.26%	3.69	4.74%
2	M1	15.56%	3.63	5.20%
3	Raffles Medical	9.11%	4.13	1.09%
4	SATS	8.57%	3.11	4.50%
5	Parkway Life	6.45%	2.34	4.83%
6	Sembcorp Industries	6.28%	4.56	3.51%
7	Colex	5.83%	0.321	1.56%
8	StarHub	5.58%	4.05	4.94%
9	Design Studio	5.44%	0.54	12.01%
10	CapitaMall Trust	5.36%	1.95	5.59%
11	Vicom	4.16%	6.04	4.35%
12	Sheng Siong	3.56%	0.68	4.48%
13	UOB	3.18%	23.05	3.90%
14	Perennial Bond	2.68	$1.00	4.65%
15	DBS	2.38%	23.06	3.38%
16	Old Chang Kee	2.32%	0.87	1.73%
17	SIIC Environment	1.34%	0.20	0%


Expected Annual Dividends: $3,767 ($274/month)

Dividend Yield: 4.42%

Actions:

None! I'm holding on still and steady.

SIIC:

SIIC registered a double digit growth in its results but its stock price continue to fall. Probably there's negative sentiment for China-related stock.

Others:
The STI fell to 2855 on 30 November from 2988 on the beginning of the month. STI has been performing weakly for the past few months mainly due to:

1. Slowing China
2. Weak Singapore GDP (narrowly avoiding technical recession)
3. Stronger US dollar
4. Higher rates (expected)
5. Weaker regional economy (Malaysia, Indonesia)

Unexpectedly, the financial stocks and O&G have taken a beating on the back of weaker outlook. Certainly I hope Singapore can bounce back and get roaring again. Banks are getting very attractive with the recent fall in prices.

I've been accumulating funds for a proper firing in the near future. Hopefully the right time is soon.

Slow and steady!

LGRT Oct 15 Report Card - my 1st Bond purchase!

	Name	Portfolio %	Average price ($)	Div Yield on cost
1	Singtel	15.26%	3.69	4.74%
2	M1	15.56%	3.63	5.20%
3	Raffles Medical	9.11%	4.13	1.09%
4	SATS	8.57%	3.11	4.50%
5	Parkway Life	6.45%	2.34	4.83%
6	Sembcorp Industries	6.28%	4.56	3.51%
7	Colex	5.83%	0.321	1.56%
8	StarHub	5.58%	4.05	4.94%
9	Design Studio	5.44%	0.54	12.01%
10	CapitaMall Trust	5.36%	1.95	5.59%
11	Vicom	4.16%	6.04	4.35%
12	Sheng Siong	3.56%	0.68	4.48%
13	UOB	3.18%	23.05	3.90%
14	Perennial Bond	2.68	$1.00	4.65%
15	DBS	2.38%	23.06	3.38%
16	Old Chang Kee	2.32%	0.87	1.73%
17	SIIC Environment	1.34%	0.20	0%


Expected Annual Dividends: $3,767 ($274/month)

Dividend Yield: 4.42%

Actions:

Bought my first bond: Perennial Bond @ 4.65 yield, for 3 years. A small nibble but nonetheless, a first step forward.

Dividends increased:

Monthly dividend increased to $274/month from $266/month. Slowly inching up to $300/month!

Focus:

STI is still swinging back and forth around the 3,000 mark. I'll still be continuing to focus on good businesses with considerable dividend yield. 

In other news, can the FED just raise the interest rates already? It's doing more harm than good by delaying, in my opinion.