blows dust off... hello again

Hello all, after my last post in 2016, somehow something piqued my interest and I decided to write a post.

So much has changed in the markets since 2016

So much has happened in the stock market since. We saw the 2016 stock market route, the 2018 trade war crash, and of course the 2020 pandemic crash which was all regained back.... in the US.

Much of my portfolio has evolved too (I have to... or else...)

I'd like to believe I'm growing as an investor too. Imagine if I stuck with my holdings from 2016, oh golly my returns would be as abysmal as the STI.

Back in Aug 2016, these was my portfolio:

I've evolved my portfolio throughout the years. My portfolio now lost many of the "old economy", and gained more "new economy". 

What is now gone? Hmmm, let's see what old holdings are left in my portfolio instead.

1. Parkway Life REIT
2. Sheng Siong
3. DBS
4. CMT

Used to focus "only" on dividend

Because cash is king right? Kinda, but also not. If I'm young and have a long road ahead, the goal should also include growing the capital base. 

I've branched out to the US markets for capital growth to complement my SG dividend stocks.

See how my dividend kind of stagnated? That's because part of my portfolio is now having little or no dividend. 

I'm glad I made the pivot

The main pivoting point was in 2019. SG stocks now takes up about half of my portfolio size now (mainly REITs). 

Every time I look at my total returns vs STI vs S&P... phew.

I cannot imagine how much money will be left on the table if I stuck to what I had and refused to change...

Thoughts around my portfolio

These are the top 10 stocks. 7 of them are leaders in their own space.

• Alphabet is king in Search
• DBS is the financial leader here in SG
• Microsoft, Windows & Office being almost monopolising the office and personal laptop industry
• Sea - Shopee is now first in most of South East Asia
• Amazon is king in USA e-commerce, AWS is number one in market share
• Alibaba - king China
• Netlink - fibre monopoly for residential households. 

Most of them are in healthy unrealised profit positions (no prizes for what are the laggards!)

But all in all, I'm rather alright with my portfolio.

My Port YTD returns +9.70%

STI YTD returns -19.08%

S&P YTD returns +11.24%

*these are total returns (including dividends)

Alright. First post since a long time. Shall leave it at here. My musings stop here for now.

Take care and stay healthy.